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Terms of use

The rules for using this independent study guide. Educational content only, not financial advice.

By using KristjanKullamagi.com you agree to these terms. If you don't agree, please don't use the site.

Independent publication

KristjanKullamagi.com is an independent study guide. It is not affiliated with, endorsed by or operated by Kristjan Kullamägi. Qullamaggie is a name used by Kristjan Kullamägi on his public channels. Source material referenced here remains the property of its respective owners, and each page links to the public source it relies on.

Not financial advice

Everything on KristjanKullamagi.com is for general information and education only. It is not investment, financial, legal or tax advice, and it is not a recommendation to buy or sell anything. Trading involves risk, including the loss of more than you invest. Do your own research and consider talking to a licensed professional.

Sources and accuracy

Summaries are based on the public sources cited and linked on each page. They may be incomplete or out of date, and self-reported trading results cited on this site are not independently verified. Always check important information at the original source.

Use of the site

You may use the site for personal, non-commercial purposes. Please don't overload, disrupt or try to break into the site, and don't use it for anything unlawful.

Third-party links and ads

The site shows ads and links to other websites. We don't control them and aren't responsible for their content, products or practices.

No warranty and limitation of liability

The site is provided "as is", without warranties of any kind. To the extent the law allows, we are not liable for any loss or damage arising from your use of the site or from relying on its content.

Affiliate links

Book links go to Amazon. As an Amazon Associate, KristjanKullamagi.com earns from qualifying purchases, at no extra cost to you.

Changes and contact

We may change these terms or the site at any time. Questions: contact@kristjankullamagi.com.